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United Community Bank

Terra Bullock Winter believes in building strong communities. As a native of Gwinnett County, she has spent more than 20 years as a community leader and financial industry expert. Terra is a Private Banker with United Community Bank in Lawrenceville, where she specializes in Mortgage and Construction Lending, Consumer Loans, and Personal Banking.

“At United Community Bank, ‘community’ is not just in our name, it is at the core of our business. We believe in building relationships with our clients. It is these relationships that set us apart,” says Terra.

A graduate of Leadership Gwinnett, Terra now volunteers with the organization dedicated to building future community leaders. She serves on the Women’s Advisory Council at Gwinnett Medical Center, and is Vice President and founding member of the Mountain View Cluster Foundation. Terra was President of the Woodward Elementary PTA, served on the Board of Directors of Gwinnett Children’s Shelter, the Gwinnett Advisory Board of The American Red Cross, and on her church’s Strategy Development Committee.

“Serving the community I call home is a great honor for me,” says Terra.

Terra is a licensed Financial Advisor with a Bachelor’s Degree from the University of the South (Sewanee) and an MBA from Brenau University. She holds her Series 7 and Series 66 investment licenses, and has been recognized as a Top Private Banker in the Metro Atlanta market. You can reach Terra at 404-229-1745 or by email at